The calendar has only clicked off 17 days but so far it's been a medical year. My visit to the emergency department rolled into surgery just before midnight on New Years Eve. My daughter hit the same hospital ER before I was discharged. We both made trips to the pharmacy. Then, most of the members of our household caught the stomach flu.
Our medical bills are racking up this month. This doesn't include other tests, follow up visits and a regularly scheduled visit with my regular doctor. Our new insurance plan kicked in on January 1, so I'm still checking out coverage.
Being sick is expensive. Everyone knows that expensive care can bankrupt a family. Two major questions are rattling around in my brain. The first is trying to figure out what the insurance will cover and what it won't. The next question is in wondering if medical bills will end my plan to get out of debt.
Bills will be arriving soon. Only then will we be able to gauge what the impact going to be. If anything ends our carefully laid plans, then this will be it. Our highest hopes are that the medical bills will be manageable. Right now we're bracing for the worst but hoping for the best.
Opening up room in our budget may be a huge part in handling the medical expenses. We have had success with preplanning and using daily deal sites in other areas of our plan to get out of debt. I'm planning on putting those same skills to work for us now. My theory is that it can't hurt.
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